Tervarit is a football and futsal club based in Oulu, Finland. It plays currently in the Finnish fourth tier Kolmonen.
Tervarit er et finsk fotballag fra Oulu. Laget ble grunnlagt i 1924 og spiller i den finske Kakkonen (divisjon 2). Tervarit har vunnet den finske cupen én gang, i 1955.
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